20% of all homeowners’ insurance claims are related to damage from water leaks, and insurers pay out over 8 BILLION dollars a year to cover those claims.
That’s bad for insurance companies, but it is also bad for homeowners themselves, who have to deal with emotional distress, health hazards, and the inconvenience of managing water damage incidents in their homes.
Homeowners’ Insurance Companies Love Moen Flo
Today, however, new technology is really making a difference, especially in the form of the Moen Flo smart leak detection system. Most “smart sensor” products on the market simply notify homeowners of water leaks after they have occurred. The Moen Flo system, on the other hand, continuously monitors the flow of water in the home. It can automatically shut off all the water to the house if it detects an abnormal water flow that may indicate a catastrophic water release.
Insurance companies have recognized the value of the Moen Flo system to their bottom line, as water damage prevented is a claim unfiled, and they are rewarding homeowners who install the system with discounts on their homeowners’ insurance.
Some insurance companies even require Moen Flo installation to get coverage at all, especially for homes with older plumbing or homes that have recently filed a claim for water damage.
Of course, homeowners can also benefit from a discount on their insurance premiums. They can enjoy great peace of mind from knowing that water damage—and all the stress that comes with it—is extremely unlikely in their homes. The Moen Flo can also detect “Micro Leaks” that could be significantly impacting their water bill.
Many Insurers Now Offer Discounted Coverage For Moen Flo
The discounts offered will vary by insurer, some of the many insurers who are offering discounts for installing a Moen Flo include:
Liberty Mutual
Farmers
Amica
State Farm
American Family
This is not a complete list, of course, so if you use a different insurer, ask them if they provide similar discounts. You can use this Flo Insurance Verification Letter to apply for a discount.
The Moen Flo has been on the market for a few years now, and is a proven technology that insurers are not only aware of, but many even partner directly with Moen to promote the system.
Why Choose Moen Flo System Over Other Products?
The Moen Flo is installed by a licensed plumber directly on the main water line where it enters the house, and it “knows” what the normal water flow and usage is in your home. If it senses “abnormal” water flow, it can automatically shut off the water to the home to allow you to investigate and take action.
Without the Moen Flo in place, a water heater tank failure or a burst pipe can quickly flood an entire room or even your whole house. Unless you notice the issue quickly and turn off the main valve yourself, water will continue to gush into the house as fast as the municipal line can send it.
In addition, the Moen Flo runs a daily test that can detect even “Micro Leaks” in your system. These could include a slow-running toilet that is jacking up your water bill, or a pipe dripping behind a wall that will eventually cause rot and mold.
Remarkably, 60% of homeowners who install a Moen Flo discover a slow leak within the first 30 days of use, meaning that they’ll start saving money immediately on their water bill.
User-friendly Protection
The Moen Flo App controls the system and is easy to use. You can adjust the settings to suit your individual needs, and there are different modes for different situations, such as “Vacation Mode,” which tells the system that any water flow while you are away from home should be considered a problem.
Use a Licensed Plumber for Your Installation
As the Moen Flo unit requires cutting the main water line into your home for installation, it is highly recommended that a licensed plumber be used for the project. Your insurance company may even require documentation of installation by a licensed plumber to receive discounts on your coverage.
Service Force plumbers have been installing the Moen Flo since it first came on the market and are very experienced with the system. Call us for expert advice and installation, and get all the advantages and peace of mind that come with having the Moen Flo system in your home.
